How To Renew Your Car Insurance In Nigeria (2021)

In this article, we will be discussing about how to renew your can insurance in Nigeria this 2021. If you are a car owner in Nigeria, especially in Lagos State where there are many rough drivers on our roads, you will agree with me that it is not easy to maintain a car, and as such, if you must keep your vehicle in top condition, you should consider getting an insurance policy that will cover for your car in case disaster strikes.

How To Renew Your Car Insurance In Nigeria

Of a truth, it is not all that easy to get the best insurance protection for your car but you will have to go all out in order to find out which insurance companies have the best policies in making sure that your car is well protected from the ups and downs that are peculiar to our busy roads in this part of the world.

Let’s say you already have an existing insurance covering your car and you want to renew your vehicle insurance possibly with the same company or with a new insurance company altogether, and you do not know how to go about it when it expires, this post will guide you on the step by step processes on how to renew your car insurance in Nigeria today.

Back in the day, it was a herculean task to renew your car insurance policy, and it came with all the stress one could think of as one had to make so many phone calls and pay countless visits to their insurance agent’s office, and this needed too many long processes that simply exhausted the life of many, forcing some people to even consider not wanting to renew their car insurance policy anymore.

Today however, with technological advancement in place, everything is made very easy and the long hours spent waiting at the insurance agent’s office is now a thing of the past. It is now very easy to renew your car insurance policy in a matter of minutes via the internet using a mobile device or computer, or through the use of special USSD codes.

REQUIREMENTS FOR RENEWING YOUR CAR INSURANCE IN NIGERIA 

In order to renew your car/vehicle insurance in Nigeria today, the following are the basic requirements:

  • Your full name
  • Your home and work address
  • Your car details (its make and model number)
  • Your car vehicle registration number
  • The insurance policy number of the old insurance policy
  • Additional benefits for the insurance policy (in the case that you want to change your type of car insurance policy or add another one to it)
  • Payment details.

STEP BY STEP PROCESSES FOR RENEWING YOUR CAR INSURANCE POLICY IN NIGERIA 2021 

The following are the step by step processes on how to renew your car insurance policy in Nigeria this 2021:

REVIEW DIFFERENT CAR INSURANCE POLICIES FROM VARIOUS INSURANCE COMPANIES

If you are looking to renew your car insurance in Nigeria, the first thing you should do is to draw up a list of possible insurance companies you would like to renew your car insurance with and compare the services they render to see which one benefits you the most. Insurance companies with great pre-sale and after-sales services are what should suit you just well.

You can decide that you want to continue with your existing car insurance company and that is very OK if their services suit you. If that is the case, you can proceed to get a quote from them. You should make use of an insurance calculator in order to help you determine how much your car will be covered and how much you will be paying as premium.

SELECT THE TYPE OF CAR INSURANCE THAT YOU WANT

Once you are done choosing the insurance company that will cover your car insurance, what you should do next is to select the type of car insurance you will be going for. You can decide to go with comprehensive car insurance which covers damages done to your car and other vehicles or third party car insurance which only covers for any damages done to other cars. Some insurance companies have other specific insurance policies, and you should do well to find out what they are.

FILL IN YOUR DETAILS

The next step is filling in your details when you have chosen the particular car insurance policy that you want. The insurance company will ask you to provide the necessary details to help proceed with your application for renewing your car insurance.

CHOOSE INSURANCE POLICY ADD-ONS

Add-ons are benefits that are added to your car insurance policy that help to increase the range of what the policy already covers. These Add-ons may range from zero depreciation, where the depreciated value of the value is not considered, to other services such as roadside assistance, which offers you minor repairs and replacements in the event your car breaks down on the road.

MAKE PAYMENT FOR YOUR INSURANCE POLICY

Upon successfully completing the formalities for your car insurance policy renewal in Nigeria, the final step is for you to make the necessary payment and that will be all.

The Author

Maduawuchi Obialo

Maduawuchi Obialo is the founder of Nigerian Guide and an Editor at Nigerian Infopedia. He is a professional Web Content Developer and a Biochemist.

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